diff --git a/backend/.env.example b/backend/.env.example
index 13ec8e1..5abdea1 100644
--- a/backend/.env.example
+++ b/backend/.env.example
@@ -49,7 +49,10 @@ logging.enable_console=True
 HTTPX_DEFAULT_TIMEOUT=120
 
 # ==================== 业务 / 第三方 MCP ====================
-MCP_JUHE_TOKEN=修改此项为第三方 MCP ，如聚合Token，如聚合Token
+# 第三方 MCP 完整端点地址（生产环境填完整 URL，勿只填 token）
+MCP_URL=https://mcp.example.com/sse?token=xxx
+# 传输协议：sse（SSE）或 http（Streamable HTTP）
+MCP_TRANSPORT=sse
 
 # ==================== 阿里云 OSS（按需）====================
 OSS_ACCESS_KEY_ID = '修改此项为阿里云 OSS 访问密钥ID'
diff --git a/backend/core/config.py b/backend/core/config.py
index 513bd3e..77cc11b 100644
--- a/backend/core/config.py
+++ b/backend/core/config.py
@@ -75,8 +75,9 @@ class Settings(BaseSettings):
     oss_endpoint: Optional[str] = None
     oss_bucket_name: Optional[str] = None
 
-    # MCP 配置
-    mcp_juhe_token: Optional[str] = None
+    # MCP 配置（第三方 MCP 完整端点地址；传输协议见 mcp_transport）
+    mcp_url: Optional[str] = None
+    mcp_transport: str = "sse"
 
     # HTTPX 配置
     httpx_default_timeout: float = 300.0
diff --git a/backend/core/mcp_client.py b/backend/core/mcp_client.py
index 0916bb8..5cbb3f6 100644
--- a/backend/core/mcp_client.py
+++ b/backend/core/mcp_client.py
@@ -30,19 +30,14 @@ async def get_mcp_client() -> MultiServerMCPClient:
         
         # 构建 MCP 服务器配置
         mcp_servers = {}
-        
-        # 聚合数据 MCP 服务
-        if settings.mcp_juhe_token:
-            mcp_servers["juhe"] = {
-                "transport": "sse",
-                "url": f"https://mcp.juhe.cn/sse?token={settings.mcp_juhe_token}",
+
+        if settings.mcp_url:
+            mcp_servers["my-mcp"] = {
+                "transport": settings.mcp_transport,
+                "url": settings.mcp_url,
             }
         else:
-            # 使用默认配置（如果没有配置 token）
-            mcp_servers["juhe"] = {
-                "transport": "sse",
-                "url": "https://mcp.juhe.cn/sse?token=1jyLFDQt8u6I2HmBswXK2m0xRuosHKl51YcNzyaeEvfdhb",
-            }
+            logger.warning("未配置 MCP_URL，跳过第三方 MCP 服务")
         
         _mcp_client = MultiServerMCPClient(mcp_servers)
         logger.info("MCP 客户端初始化完成")